Although you cannot predict every cost of homeownership, you can make a rough estimate about how much it will impact your budget. A REALTOR(r), can help you determine how much you can afford, what your mortgage payment would be, local property taxes and any repair costs that you may want to consider as a homeowner.
Request a free credit report before you apply for a loan. You can correct any errors in your credit report before they impact your eligibility for a mortgage loan. You might also be able take steps to improve credit before you purchase a property.
Although there is no home that offers every amenity you need, you can get a good idea of what you are looking for. A home with less than two bathrooms might not be an option, but you may find the value in a home with a smaller kitchen and a less appealing exterior.
When your ready to buy a home give us a call, we can answer your questions about the home buying process and help you avoid surprises along he way.
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